Personal Finance – Page 5

Beyond the Terminal: Credit Card Giants Pivot to Experiential Luxury

American Express and Chase are aggressively expanding their premium lounge footprints from international airports to high-traffic cultural and sporting events this year. By securing exclusive hospitality suites at festivals like…

Prasenjit Bhowmik July 3, 2026

Economy

The Hidden Costs of Plastic: Five Fees Impacting Your Credit Card Balance

Uncover the five hidden credit card fees silently draining your wallet and learn how to protect your finances from unexpected plastic charges.

Prasenjit Bhowmik July 3, 2026

Economy

Smart Tax Planning for Retirees: Navigating the 2026 Pensioner ITR Landscape

Retirees, navigate the 2026 Indian tax landscape with smart planning, choosing the best regime to optimize your pension and secure your financial future.

Prasenjit Bhowmik July 3, 2026

Economy

The Shift to Usage-Based Auto Insurance: Is Pay-As-You-Drive Right for You?

As global driving habits shift toward remote work and urban mobility, insurance providers are increasingly rolling out Pay-As-You-Drive (PAYD) policies that charge premiums based specifically on actual vehicle usage. This…

Prasenjit Bhowmik July 3, 2026

Economy

Optimizing Your Wallet: How Many Credit Cards Are Actually Too Many?

Financial experts and AI models are currently debating the optimal number of credit cards for consumers, as major banking institutions recently overhauled their rewards structures to tighten profitability. While artificial…

Prasenjit Bhowmik July 3, 2026

Economy

Navigating the Tax Maze: Comparing the New and Old Regimes for a ₹25 Lakh Salary

With the Indian government continuously adjusting personal income tax structures, taxpayers earning a salary of ₹25 lakh annually currently face a critical decision between the default new tax regime and…

Prasenjit Bhowmik July 2, 2026

Economy

EPF Scheme 2026: New Rules on Withdrawal, Eligibility and Limits Explained

The Employees Provident Fund (EPF) organization has officially announced a sweeping overhaul of its withdrawal framework for 2026, introducing stricter eligibility criteria and revised limits for partial withdrawals across all…

Prasenjit Bhowmik July 2, 2026

Economy

HDFC Bank Implements Reward Point Caps on SmartBuy Vouchers Starting July 1

HDFC Bank, India's largest private sector lender, will implement a new cap on reward point accruals for brand voucher purchases via its SmartBuy portal, effective July 1, 2024. This policy…

Prasenjit Bhowmik July 2, 2026