Personal Finance – Page 5

The Strategic Shift: Why Gen Z is Choosing Debt Over Divestment

A New Approach to Personal FinanceGeneration Z is fundamentally reshaping consumer credit trends in 2024 by increasingly utilizing personal loans to fund travel, lifestyle experiences, and discretionary spending, even as…

Prasenjit Bhowmik July 9, 2026

Economy

The Hidden Risks of Dormant PPF Accounts: How to Revive Your Investment

The Cost of Inactivity in Public Provident Fund AccountsIn India, millions of Public Provident Fund (PPF) account holders face the risk of their accounts turning dormant if they fail to…

Prasenjit Bhowmik July 9, 2026

Economy

Understanding Soft Credit Inquiries: Impact, Mechanics, and Financial Literacy

Unpack soft credit inquiries: understand their mechanics, impact on your financial literacy, and how they differ from hard pulls without affecting your score.

Prasenjit Bhowmik July 8, 2026

Economy

The Remote Work Shift: How Relocating from Bengaluru to the Himalayas is Changing Financial Landscapes

A corporate couple residing in Bengaluru recently shifted their base to the mountain town of Manali, discovering an unintended financial windfall that has resulted in monthly savings of ₹30,000. By…

Prasenjit Bhowmik July 8, 2026

Economy

7 Essential Income Tax Limits Every Taxpayer Must Monitor to Avoid Penalties

Stay penalty-free by mastering the 7 crucial income tax limits on transactions that every taxpayer must monitor this fiscal year.

Prasenjit Bhowmik July 7, 2026

Economy

Kisan Vikas Patra Interest Rates Maintained: Investment Maturity Set at 115 Months

The Indian government has officially confirmed that the interest rate for the Kisan Vikas Patra (KVP) scheme will remain steady at 7.5% for the July-September quarter of the current fiscal…

Prasenjit Bhowmik July 7, 2026

Economy

Social Security Administration Initiates July Payment Cycle for Millions of Retirees

The Social Security Administration (SSA) began its July distribution cycle on July 8, issuing retirement benefit checks to millions of eligible Americans across the country. These payments, which are scheduled…

Prasenjit Bhowmik July 7, 2026

Economy

Senior Citizen FD Rates July 2026: Navigating High-Yield Fixed Deposit Opportunities

Discover top FD rates for Indian seniors in July 2026, reaching 8.50%, and secure your retirement with high-yield fixed deposit opportunities.

Prasenjit Bhowmik July 6, 2026

Economy

Tax Credit Mismatches: How to Protect Your Refund and Prevent Compliance Issues

Avoid refund delays and compliance issues by understanding tax credit mismatches and how to reconcile your ITR with tax department records.

Prasenjit Bhowmik July 6, 2026

Economy

Navigating Mutual Fund Cut-off Timings: Understanding NAV Allocation Rules

Investors frequently encounter confusion regarding mutual fund Net Asset Value (NAV) allocation, often assuming that a transaction initiated before the close of business guarantees that day's price. In reality, regulatory…

Prasenjit Bhowmik July 5, 2026