May 22, 2026
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Banking Trends

Gold Loans Surge as Auto Financing Cools: India's Q4FY26 Retail Lending Trends

Gold Loans Surge as Auto Financing Cools: India’s Q4FY26 Retail Lending Trends

Business News Desk03 mins mins

India’s retail lending landscape experienced a significant divergence in the final quarter of fiscal year 2026, as gold-backed credit surged while auto and two-wheeler financing demand cooled significantly. According to the latest report from credit bureau CRIF High Mark, the March quarter marked a pivot from the festive-season highs of late 2025, reflecting shifting consumer…

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Fitch Ratings Projects Manageable Impact of RBI's New Provisioning Norms on Indian Banks

Fitch Ratings Projects Manageable Impact of RBI’s New Provisioning Norms on Indian Banks

Business News Desk03 mins mins

Navigating New Financial Standards Fitch Ratings announced this week that Indian banks remain well-positioned to absorb the Reserve Bank of India’s (RBI) new Expected Credit Loss (ECL) provisioning framework, which is slated for implementation in 2027. The agency reports that the shift toward a forward-looking provisioning model will have a manageable impact on bank capital…

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