Gold Loans Surge as Auto Financing Cools: India’s Q4FY26 Retail Lending Trends
India’s retail lending landscape experienced a significant divergence in the final quarter of fiscal year 2026, as gold-backed credit surged while auto and two-wheeler financing demand cooled significantly. According to the latest report from credit bureau CRIF High Mark, the March quarter marked a pivot from the festive-season highs of late 2025, reflecting shifting consumer…