A growing number of Americans are failing to maintain their Affordable Care Act (ACA) premium payments across multiple states, signaling a potential crisis for the 2026 insurance market. This trend, identified by health insurance analysts and state exchange data, suggests that the rising cost of coverage is increasingly outpacing household budgets, leading to a rise…
As Congress declines to extend enhanced Affordable Care Act (ACA) marketplace tax credits, millions of Americans are facing a potential spike in monthly health insurance premiums. In response, a growing number of consumers are turning toward alternative health coverage options, such as short-term limited-duration insurance (STLDI) and health care sharing ministries, which promise significantly lower…
More than one in five U.S. adults—roughly 23.1 percent of the population—navigated a mental illness in 2022, according to the National Institute of Mental Health (NIMH), yet many Americans remain confused about the extent of their health insurance coverage for psychiatric and behavioral care. While federal mandates require most plans to treat mental health as…
