financial literacy – SRK Analytics

Centre Launches ‘Your Money — Your Right’ Drive to Help Citizens Reclaim Unclaimed Insurance and EPF Funds

Reclaim your forgotten wealth with India's new campaign helping citizens track and recover unclaimed life insurance and dormant EPF funds online.

Prasenjit Bhowmik July 24, 2026

Economy

The Strategic Shift: Why Gen Z is Choosing Debt Over Divestment

A New Approach to Personal FinanceGeneration Z is fundamentally reshaping consumer credit trends in 2024 by increasingly utilizing personal loans to fund travel, lifestyle experiences, and discretionary spending, even as…

Prasenjit Bhowmik July 9, 2026

Economy

Understanding Soft Credit Inquiries: Impact, Mechanics, and Financial Literacy

Unpack soft credit inquiries: understand their mechanics, impact on your financial literacy, and how they differ from hard pulls without affecting your score.

Prasenjit Bhowmik July 8, 2026

Economy

The Invisible Sentinel: How Micro-Lettering Protects the Indian Rupee

Uncover the microscopic secret safeguarding the Indian Rupee from counterfeiters with advanced micro-lettering technology.

Prasenjit Bhowmik July 7, 2026

Economy

The Casino Effect: Warren Buffett’s Warning on Market Speculation

Warren Buffett, the legendary chairman of Berkshire Hathaway, has issued a fresh warning to global investors this week, cautioning that modern stock markets have increasingly transformed into a hybrid of…

Prasenjit Bhowmik July 6, 2026

Economy

The Path to Financial Health: Strategies for Elevating Your Credit Score

Financial experts and credit bureaus report that consumers can bridge the gap between a 600 and a 750 credit score by adopting disciplined repayment habits and maintaining low credit utilization…

Prasenjit Bhowmik July 4, 2026

Economy

Navigating Financial Hazards: Five Warning Signs for Modern Investors

Financial regulators and consumer protection agencies are intensifying their warnings this quarter as retail investors increasingly fall victim to deceptive financial products that promise unrealistic gains with minimal risk. Experts…

Prasenjit Bhowmik July 4, 2026

Economy

The Hidden Costs of Plastic: Five Fees Impacting Your Credit Card Balance

Uncover the five hidden credit card fees silently draining your wallet and learn how to protect your finances from unexpected plastic charges.

Prasenjit Bhowmik July 3, 2026

Economy

Smart Tax Planning for Retirees: Navigating the 2026 Pensioner ITR Landscape

Retirees, navigate the 2026 Indian tax landscape with smart planning, choosing the best regime to optimize your pension and secure your financial future.

Prasenjit Bhowmik July 3, 2026

Economy

Optimizing Your Wallet: How Many Credit Cards Are Actually Too Many?

Financial experts and AI models are currently debating the optimal number of credit cards for consumers, as major banking institutions recently overhauled their rewards structures to tighten profitability. While artificial…

Prasenjit Bhowmik July 3, 2026