Personal Finance – Page 7

Navigating the Tax Maze: Comparing the New and Old Regimes for a ₹25 Lakh Salary

With the Indian government continuously adjusting personal income tax structures, taxpayers earning a salary of ₹25 lakh annually currently face a critical decision between the default new tax regime and…

Prasenjit Bhowmik July 2, 2026

Economy

EPF Scheme 2026: New Rules on Withdrawal, Eligibility and Limits Explained

The Employees Provident Fund (EPF) organization has officially announced a sweeping overhaul of its withdrawal framework for 2026, introducing stricter eligibility criteria and revised limits for partial withdrawals across all…

Prasenjit Bhowmik July 2, 2026

Economy

HDFC Bank Implements Reward Point Caps on SmartBuy Vouchers Starting July 1

HDFC Bank, India's largest private sector lender, will implement a new cap on reward point accruals for brand voucher purchases via its SmartBuy portal, effective July 1, 2024. This policy…

Prasenjit Bhowmik July 2, 2026

Economy

Understanding the Tax Mechanics of Systematic Withdrawal Plans

Unravel the tax complexities of Systematic Withdrawal Plans and learn how each redemption impacts your capital gains and principal recovery.

Prasenjit Bhowmik July 1, 2026

Economy

Mastering Credit Health: Proven Strategies to Enhance Your Payment History

Unlock a stronger credit score by mastering your payment history with expert strategies and proven tips for financial success.

Prasenjit Bhowmik June 30, 2026

Economy

Tax Compliance Watch: Six Critical Deadlines for July 2026

Stay ahead of July 2026 tax obligations with this essential guide to six critical deadlines for ITR filings, TDS payments, and more.

Prasenjit Bhowmik June 29, 2026

Economy

The Power of Compounding: Building a ₹6.75 Crore Corpus Through Systematic PPF Investing

Indian investors are increasingly turning to the Public Provident Fund (PPF) as a cornerstone of long-term wealth creation, with recent financial modeling demonstrating that a monthly contribution of ₹12,500 can…

Prasenjit Bhowmik June 28, 2026

Economy

Understanding Section 87A Tax Rebates for AY 2026-27

Maximize your tax savings for AY 2026-27 by understanding Section 87A rebates and how they can reduce your income tax liability.

Prasenjit Bhowmik June 28, 2026

Economy

Maximizing Retirement Returns: How the Senior Citizen Savings Scheme Provides Financial Stability

The Indian government's Senior Citizen Savings Scheme (SCSS) has emerged as a primary vehicle for retirees seeking stable, low-risk income, offering a reliable path to generate approximately ₹20,500 in monthly…

Prasenjit Bhowmik June 28, 2026

Economy

Navigating Personal Loan Rejections: Strategic Steps for Financial Approval

Borrowers across the United States are increasingly facing loan application denials as lending institutions tighten credit requirements in a volatile economic climate. Financial experts cite a combination of low credit…

Prasenjit Bhowmik June 27, 2026