Personal Finance – Page 6

Investor Access to International Mutual Funds Shrinks as Limits Persist

Indian investors seeking to diversify their portfolios through international mutual funds face significant constraints, as only 12 schemes currently accept fresh Systematic Investment Plan (SIP) inflows. This limitation follows a…

Prasenjit Bhowmik July 5, 2026

Economy

Gold Loan Market Surges as Average Ticket Size Hits Record Highs in India

Record Growth in Gold-Backed FinancingGold loans in India have witnessed a dramatic expansion throughout the 2026 fiscal year, as soaring global gold prices incentivize consumers and small business owners to…

Prasenjit Bhowmik July 5, 2026

Economy

Tax Implications of Early EPF Withdrawals: A Guide for ITR 2026

Understand the tax implications of early EPF withdrawals for ITR 2026 and learn how to report them correctly to avoid penalties.

Prasenjit Bhowmik July 4, 2026

Economy

The Path to Financial Health: Strategies for Elevating Your Credit Score

Financial experts and credit bureaus report that consumers can bridge the gap between a 600 and a 750 credit score by adopting disciplined repayment habits and maintaining low credit utilization…

Prasenjit Bhowmik July 4, 2026

Economy

ITR Filing 2026: New Reporting Provisions for Exempt Income Introduced

The Indian Income Tax Department has introduced a critical update to the Income Tax Return (ITR) forms for the 2026 assessment cycle, specifically addressing the reporting of tax-exempt receipts. Taxpayers…

Prasenjit Bhowmik July 4, 2026

Emerging Market

Beyond the Terminal: Credit Card Giants Pivot to Experiential Luxury

American Express and Chase are aggressively expanding their premium lounge footprints from international airports to high-traffic cultural and sporting events this year. By securing exclusive hospitality suites at festivals like…

Prasenjit Bhowmik July 3, 2026

Economy

The Hidden Costs of Plastic: Five Fees Impacting Your Credit Card Balance

Uncover the five hidden credit card fees silently draining your wallet and learn how to protect your finances from unexpected plastic charges.

Prasenjit Bhowmik July 3, 2026

Economy

Smart Tax Planning for Retirees: Navigating the 2026 Pensioner ITR Landscape

Retirees, navigate the 2026 Indian tax landscape with smart planning, choosing the best regime to optimize your pension and secure your financial future.

Prasenjit Bhowmik July 3, 2026

Economy

The Shift to Usage-Based Auto Insurance: Is Pay-As-You-Drive Right for You?

As global driving habits shift toward remote work and urban mobility, insurance providers are increasingly rolling out Pay-As-You-Drive (PAYD) policies that charge premiums based specifically on actual vehicle usage. This…

Prasenjit Bhowmik July 3, 2026

Economy

Optimizing Your Wallet: How Many Credit Cards Are Actually Too Many?

Financial experts and AI models are currently debating the optimal number of credit cards for consumers, as major banking institutions recently overhauled their rewards structures to tighten profitability. While artificial…

Prasenjit Bhowmik July 3, 2026