Retirement Planning – Page 3

EPF Scheme 2026: Mandatory Nomination Updates for Newly Married Members

The Employees' Provident Fund (EPF) organization has officially implemented new guidelines under the EPF Scheme 2026, mandating that all members who marry must submit a fresh nomination to replace their…

Prasenjit Bhowmik July 7, 2026

Economy

EPF-2026 Rules: Impact of the ₹1,800 Contribution Cap on Take-Home Pay

The Indian government has introduced the Employees' Provident Fund (EPF) Scheme 2026, mandating a fixed monthly contribution of ₹1,800 from both employees and employers. This policy shift, set to take…

Prasenjit Bhowmik July 5, 2026

Economy

Tax Implications of Early EPF Withdrawals: A Guide for ITR 2026

Understand the tax implications of early EPF withdrawals for ITR 2026 and learn how to report them correctly to avoid penalties.

Prasenjit Bhowmik July 4, 2026

Economy

EPF Scheme 2026: New Rules on Withdrawal, Eligibility and Limits Explained

The Employees Provident Fund (EPF) organization has officially announced a sweeping overhaul of its withdrawal framework for 2026, introducing stricter eligibility criteria and revised limits for partial withdrawals across all…

Prasenjit Bhowmik July 2, 2026

Economy

The Strategic Shift: Navigating the Transition from Wealth Accumulation to Capital Preservation

Financial planners and investment experts are increasingly advising young professionals to establish a clear framework for transitioning from aggressive growth strategies to capital preservation as they approach retirement. While the…

Prasenjit Bhowmik July 2, 2026

Economy

Mastering Market Expectations: The 10-5-3 Rule for Long-Term Wealth

Unlock long-term wealth by understanding the 10-5-3 rule, a simple framework for realistic investment returns across equities, bonds, and cash.

Prasenjit Bhowmik July 1, 2026

Economy

NPS Retirees Gain New Flexibility with Retirement Income Scheme

NPS retirees can now enjoy greater control and flexibility over their post-retirement income with the new Retirement Income Scheme.

Prasenjit Bhowmik June 29, 2026

Economy

The Power of Compounding: Building a ₹6.75 Crore Corpus Through Systematic PPF Investing

Indian investors are increasingly turning to the Public Provident Fund (PPF) as a cornerstone of long-term wealth creation, with recent financial modeling demonstrating that a monthly contribution of ₹12,500 can…

Prasenjit Bhowmik June 28, 2026

Economy

Maximizing Retirement Returns: How the Senior Citizen Savings Scheme Provides Financial Stability

The Indian government's Senior Citizen Savings Scheme (SCSS) has emerged as a primary vehicle for retirees seeking stable, low-risk income, offering a reliable path to generate approximately ₹20,500 in monthly…

Prasenjit Bhowmik June 28, 2026

Economy

Zerodha Fund House Pioneers India’s First Life Cycle Mutual Funds

Zerodha Fund House officially launched India's inaugural life cycle fund series this week, marking a significant milestone for the domestic mutual fund industry. By introducing these target-date investment vehicles, the…

Prasenjit Bhowmik June 26, 2026