Retirement Planning – SRK Analytics

Harnessing Compounding: How a Monthly ₹5,000 PPF Investment Builds Long-Term Wealth

In India's evolving financial landscape, disciplined long-term investing remains a cornerstone of secure retirement planning. The Public Provident Fund (PPF), a government-backed savings scheme, continues to serve as a reliable…

Prasenjit Bhowmik August 10, 2026

Economy

PFRDA Targets Massive Expansion of Non-Government NPS Subscribers Through Digital Innovation

The Pension Fund Regulatory and Development Authority (PFRDA) has unveiled an ambitious strategy to scale up the National Pension System (NPS) within the non-government sector. Speaking at an industry event…

Prasenjit Bhowmik August 8, 2026

Economy

Inflation Forecasts Signal Higher Social Security Payouts by 2027 Amid Budgetary Concerns

WASHINGTON, D.C. — Recent economic forecasts indicate that American retirees could see substantially higher Social Security payouts by 2027. This anticipated increase is driven primarily by rising inflation projections, which…

Prasenjit Bhowmik August 2, 2026

Economy

Over ₹9,330 Crore Unclaimed in EPF Accounts: How Indian Workers Can Trace and Reclaim Idle Retirement Savings

The Employees' Provident Fund Organisation (EPFO) is currently holding ₹9,330 crore in inoperative accounts across India, as millions of formal sector workers fail to transfer or withdraw their retirement balances…

Prasenjit Bhowmik July 25, 2026

Economy

Navigating EPS: How Rising Claim Rejections are Forcing Indian Salaried Workers to Re-evaluate Pension Rules

Discover why rising EPFO claim rejections are forcing Indian workers to master EPS rules and secure their retirement benefits before it is too late.

Prasenjit Bhowmik July 20, 2026

Economy

PFRDA Unveils AI Roadmap to Transform National Pension System Onboarding and Advisory Services

Discover how PFRDA is using artificial intelligence to simplify NPS onboarding and deliver personalized pension advisory services for secure retirement...

Prasenjit Bhowmik July 19, 2026

Economy

Understanding the EPFO’s 2026 Overhaul: Key Impacts on Retirement Benefits

Unpack the EPFO's 2026 overhaul to understand how mandatory higher provident fund contributions will reshape your retirement benefits.

Prasenjit Bhowmik July 9, 2026

Economy

EPS 2026 vs EPS 1995: Navigating the New Pension Framework

Transitioning to a Digital Pension EraThe Employees' Provident Fund Organization (EPFO) has officially transitioned from the legacy Employees' Pension Scheme (EPS) 1995 to the new EPS 2026 framework, effective immediately…

Prasenjit Bhowmik July 9, 2026

Economy

EPF Scheme 2026: Mandatory Nomination Updates for Newly Married Members

The Employees' Provident Fund (EPF) organization has officially implemented new guidelines under the EPF Scheme 2026, mandating that all members who marry must submit a fresh nomination to replace their…

Prasenjit Bhowmik July 7, 2026

Economy

EPF-2026 Rules: Impact of the ₹1,800 Contribution Cap on Take-Home Pay

The Indian government has introduced the Employees' Provident Fund (EPF) Scheme 2026, mandating a fixed monthly contribution of ₹1,800 from both employees and employers. This policy shift, set to take…

Prasenjit Bhowmik July 5, 2026