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Retirement Planning

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House key over Euro banknotes symbolizes real estate investment and financial planning.
Posted inMarket

Should Retirees Pay Off a Low Rate Mortgage With Investment Funds?

Explore whether retired couples should liquidate investments to pay off a low interest mortgage or keep drawing from their retirement fund.
Posted by Prasenjit Bhowmik September 4, 2026
Close-up of a vintage typewriter typing 'SOCIAL SECURITY' on paper, classic concept.
Posted inMarket

Should Wealthier Americans Decline Social Security Benefits?

Explore whether high-earning retirees should consider forgoing their Social Security payments as a charitable gesture to support the system.
Posted by Prasenjit Bhowmik September 2, 2026
Harnessing Compounding: How a Monthly ₹5,000 PPF Investment Builds Long-Term Wealth
Posted inEconomy

Harnessing Compounding: How a Monthly ₹5,000 PPF Investment Builds Long-Term Wealth

In India's evolving financial landscape, disciplined long-term investing remains a cornerstone of secure retirement planning. The Public Provident Fund (PPF), a government-backed savings scheme, continues to serve as a reliable…
Posted by Prasenjit Bhowmik August 10, 2026
PFRDA Targets Massive Expansion of Non-Government NPS Subscribers Through Digital Innovation
Posted inEconomy

PFRDA Targets Massive Expansion of Non-Government NPS Subscribers Through Digital Innovation

The Pension Fund Regulatory and Development Authority (PFRDA) has unveiled an ambitious strategy to scale up the National Pension System (NPS) within the non-government sector. Speaking at an industry event…
Posted by Prasenjit Bhowmik August 8, 2026
Inflation Forecasts Signal Higher Social Security Payouts by 2027 Amid Budgetary Concerns
Posted inEconomy

Inflation Forecasts Signal Higher Social Security Payouts by 2027 Amid Budgetary Concerns

WASHINGTON, D.C. — Recent economic forecasts indicate that American retirees could see substantially higher Social Security payouts by 2027. This anticipated increase is driven primarily by rising inflation projections, which…
Posted by Prasenjit Bhowmik August 2, 2026
Over ₹9,330 Crore Unclaimed in EPF Accounts: How Indian Workers Can Trace and Reclaim Idle Retirement Savings
Posted inEconomy

Over ₹9,330 Crore Unclaimed in EPF Accounts: How Indian Workers Can Trace and Reclaim Idle Retirement Savings

The Employees' Provident Fund Organisation (EPFO) is currently holding ₹9,330 crore in inoperative accounts across India, as millions of formal sector workers fail to transfer or withdraw their retirement balances…
Posted by Prasenjit Bhowmik July 25, 2026
Navigating EPS: How Rising Claim Rejections are Forcing Indian Salaried Workers to Re-evaluate Pension Rules
Posted inEconomy

Navigating EPS: How Rising Claim Rejections are Forcing Indian Salaried Workers to Re-evaluate Pension Rules

Discover why rising EPFO claim rejections are forcing Indian workers to master EPS rules and secure their retirement benefits before it is too late.
Posted by Prasenjit Bhowmik July 20, 2026
PFRDA Unveils AI Roadmap to Transform National Pension System Onboarding and Advisory Services
Posted inEconomy

PFRDA Unveils AI Roadmap to Transform National Pension System Onboarding and Advisory Services

Discover how PFRDA is using artificial intelligence to simplify NPS onboarding and deliver personalized pension advisory services for secure retirement...
Posted by Prasenjit Bhowmik July 19, 2026
Understanding the EPFO's 2026 Overhaul: Key Impacts on Retirement Benefits
Posted inEconomy

Understanding the EPFO’s 2026 Overhaul: Key Impacts on Retirement Benefits

Unpack the EPFO's 2026 overhaul to understand how mandatory higher provident fund contributions will reshape your retirement benefits.
Posted by Prasenjit Bhowmik July 9, 2026
EPS 2026 vs EPS 1995: Navigating the New Pension Framework
Posted inEconomy

EPS 2026 vs EPS 1995: Navigating the New Pension Framework

Transitioning to a Digital Pension EraThe Employees' Provident Fund Organization (EPFO) has officially transitioned from the legacy Employees' Pension Scheme (EPS) 1995 to the new EPS 2026 framework, effective immediately…
Posted by Prasenjit Bhowmik July 9, 2026

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