Private Corporate Investment Set to Surge to ₹2.67 Lakh Crore in FY2025–26, Boosted by RBI’s 100-Basis-Point Rate Cut

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India’s private corporate investment is poised for a robust rebound in FY2025–26, with capital expenditure expected to rise from ₹2.2 lakh crore to ₹2.67 lakh crore—a 21.5% jump year-on-year. According to the Reserve Bank of India’s August bulletin, this surge is being driven by a confluence of supportive macroeconomic factors, including a 100-basis-point policy rate cut, improved corporate balance sheets, rising capacity utilisation, and sustained infrastructure push.

The investment outlook reflects a cautiously optimistic sentiment among Indian firms, which are entering the fiscal year with stronger cash buffers, higher profitability, and easier access to diversified funding sources. The composition of investments—dominated by greenfield infrastructure projects—signals not just cyclical recovery but also structural capacity building.

🧭 Private Corporate Investment Outlook: FY2024–25 vs FY2025–26

IndicatorFY2024–25 EstimateFY2025–26 ProjectionGrowth (%)
Total Private Corporate Capex₹2,20,132 crore₹2,67,432 crore+21.5%
Greenfield Project Share92%94%
Capacity Utilisation (Avg.)74.3%78.5%
Policy Rate (Repo)6.5%5.5%↓100 bps
Real GDP Growth6.5%6.8% (projected)

The RBI’s bulletin titled “Private Corporate Investment: Growth in 2024–25 and Outlook for 2025–26” highlights that the phasing profile of pipeline projects, based on all financing channels, indicates a strong investment appetite despite global uncertainties.

🔍 Key Drivers Behind the Investment Surge

Several factors are converging to create a conducive environment for private corporate investment:

  • Monetary Easing: The RBI’s 100-basis-point rate cut since February 2025 has lowered borrowing costs, improving the viability of long-term projects.
  • Balance Sheet Repair: Corporates have deleveraged significantly post-pandemic, with improved cash flows and profitability across sectors.
  • Infrastructure Push: Continued public investment in roads, railways, ports, and energy is crowding in private capital.
  • PLI Schemes: Sector-specific incentives under the Production-Linked Incentive (PLI) program are encouraging fresh investments in manufacturing and green energy.
  • Digital Expansion: Rising demand for digital infrastructure and data centers is attracting capital in tech and telecom sectors.
DriverImpact on Investment Sentiment
Lower Interest RatesBoosts project viability
Strong Corporate EarningsEnhances internal funding
Public Infrastructure SpendCrowds in private investment
Policy IncentivesReduces risk, improves ROI
Tech AdoptionOpens new capex avenues

📉 Sectoral Breakdown: Where the Money Is Going

The infrastructure sector continues to attract the lion’s share of envisaged capital investment, led by power, transport, and renewable energy. Manufacturing, telecom, and digital services are also seeing increased allocations.

SectorShare of Total Capex (%)FY2025–26 Investment (₹ Cr)
Power & Energy28₹74,881
Transport Infra22₹58,835
Manufacturing18₹48,137
Telecom & Digital12₹32,092
Real Estate & Urban10₹26,743
Others10₹26,744

Greenfield projects account for over 94% of the total cost of projects financed by banks and financial institutions, indicating fresh capacity creation rather than brownfield expansion.

🔥 Financing Channels and Liquidity Conditions

The RBI notes that improved asset quality in the banking sector and abundant liquidity have enhanced the credit environment. Corporate bond markets are also witnessing increased flows, offering alternative financing routes.

Financing ChannelFY2024–25 Share (%)FY2025–26 Trend
Bank Loans58Stable
Corporate Bonds22Rising
Internal Accruals15Improving
Equity Infusion5Moderate

The ability of firms to convert investment intentions into execution will be critical in shaping India’s next growth phase.

🧠 Expert Opinions on Investment Outlook

Expert NameRoleComment
Dr. Rakesh SinhaTrade Economist“The rate cut has unlocked pent-up investment demand.”
Prof. Meera IyerInfrastructure Analyst“Greenfield projects signal long-term capacity building.”
Rajiv BansalCorporate Strategy Consultant“Private capex revival is essential for job creation and GDP growth.”

Experts agree that while external risks like geopolitical tensions and global demand slowdown persist, India’s domestic fundamentals remain resilient.

📦 Risks and Mitigation Strategies

Despite the upbeat outlook, certain risks could dampen investment momentum:

  • Global Uncertainty: Sluggish demand in Europe and China may affect export-oriented sectors.
  • Geopolitical Tensions: Conflicts in West Asia and Eastern Europe could disrupt supply chains.
  • Execution Delays: Land acquisition, regulatory approvals, and environmental clearances remain bottlenecks.
Risk FactorMitigation Strategy
Global Demand SlowdownFocus on domestic consumption
Supply Chain DisruptionLocal sourcing, diversification
Regulatory BottlenecksSingle-window clearance reforms
Inflationary PressuresContinued disinflation, policy support

The RBI emphasizes that sustained disinflation and policy continuity will be key to maintaining investor confidence.

📌 Conclusion

India’s private corporate investment is set to cross ₹2.67 lakh crore in FY2025–26, marking a strong recovery from pandemic-era lows. Aided by the RBI’s 100-basis-point rate cut, improved liquidity, and robust macroeconomic fundamentals, the investment cycle is gaining momentum—particularly in greenfield infrastructure and manufacturing.

As India continues to be the fastest-growing major economy, the revival of private capex will play a pivotal role in driving job creation, boosting productivity, and sustaining long-term growth. The challenge now lies in execution, policy stability, and navigating global headwinds.

Disclaimer: This article is based on publicly available news reports and official statements as of September 1, 2025. It is intended for informational purposes only and does not constitute financial, investment, or policy advice.

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