Morgan Stanley’s Ridham Desai Says India’s Growth Cycle Is Underestimated: Bullish Outlook Amid Global Pessimism

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Morgan Stanley’s Chief India Equity Strategist Ridham Desai has doubled down on his bullish stance on India’s economic trajectory, stating that Dalal Street is “underestimating the growth cycle” and that the country’s earnings and market peak are still ahead. Speaking in a recent investor note and media interactions, Desai emphasized that India’s structural transformation is gaining momentum, driven by macro stability, policy continuity, and rising private sector demand.

Despite global headwinds—including trade tensions, tariff hikes, and geopolitical uncertainty—Desai believes India is poised to outperform emerging markets and deliver robust returns to investors. Morgan Stanley has maintained its base-case Sensex target of 89,000 by June 2026, with a bull-case scenario projecting a 1,00,000 mark, implying a potential upside of 12–30% from current levels.

🧭 India’s Growth Cycle: Key Drivers and Market Outlook

Growth DriverContribution to OutlookStrategic Implication
Macro StabilityLow inflation, fiscal consolidationSupports credit growth and investor confidence
Policy ContinuityNDA’s third term ensures reform momentumPredictable environment for equities
Private Sector DemandRising consumption and capexBoosts earnings and valuations
Digital InfrastructureUPI, ONDC, fintech expansionEnhances productivity and inclusion
Energy TransitionRenewables and EV adoptionLong-term sustainability and investment

Desai noted that India’s low beta characteristic makes it an ideal market in uncertain macro conditions, offering downside protection and long-term upside.

🔍 GDP Forecast and Sectoral Trends

Morgan Stanley has revised India’s real GDP growth forecast for FY26 to 6.7%, up from 6.2%, citing strong Q1 performance and expected GST cuts that could spur domestic demand. The April–June quarter saw a 7.8% YoY growth, with both government and private consumption accelerating.

IndicatorQ1 FY26 ValueYoY ChangeOutlook FY26
Real GDP Growth7.8%+0.4%6.7%
Government Consumption7.5%+1.2%Stable
Private Consumption7.0%+0.9%Rising
Gross Fixed Capital Formation7.8%-0.3%Moderate
Net ExportsNegative dragWeak

Desai emphasized that the composition of growth is shifting, with public spending softening and private sector demand picking up, especially in consumer discretionary and industrials.

📉 Market Valuations and Earnings Potential

Morgan Stanley believes that Indian equities are attractively valued, with the Nifty and Sensex trading below historical averages. The firm expects 20% annual earnings growth over the next five years, driven by financials, industrials, and consumer sectors.

MetricCurrent LevelHistorical AverageImplication
Sensex P/E Ratio21.5x23.5xRoom for re-rating
Nifty EPS Growth (FY26)18%12–15%Strong earnings cycle
Market Cap to GDP Ratio95%100–105%Fairly valued
FPI PositioningLowest since 2000Contrarian opportunity

Desai believes that the market has yet to price in several positives, including fiscal consolidation, infrastructure buildout, and deep tech innovation.

🔥 Sectoral Preferences and Investment Strategy

Morgan Stanley’s portfolio strategy favors domestic cyclicals over defensives and external-facing sectors. The firm remains overweight on financials, consumer discretionary, and industrials, while underweighting energy and export-dependent segments.

SectorRatingRationale
FinancialsOverweightCredit growth, margin expansion
Consumer DiscretionaryOverweightRising rural demand, festive season boost
IndustrialsOverweightCapex revival, infrastructure push
EnergyUnderweightVolatility in global oil prices
IT ServicesNeutralRecovery in discretionary spending

Desai also highlighted Mphasis as a top pick in the IT space, citing valuation upside and improving fundamentals.

🧠 Expert Commentary and Global Context

Expert NameRoleComment
Ridham DesaiMorgan Stanley India Strategist“India’s growth cycle is underestimated; the peak is ahead.”
Meera IyerMarket Analyst“India offers a unique blend of stability and growth.”
Rajiv BansalEquity Consultant“The re-rating potential is real, especially in mid-caps.”

Desai’s bullish thesis stands in contrast to global pessimism, with foreign portfolio investors slashing exposure to India even as domestic fundamentals strengthen.

📦 Risks and Mitigating Factors

While the outlook is optimistic, Morgan Stanley cautions against external risks such as US tariffs, geopolitical tensions, and oil price volatility. However, the firm believes these can be offset by domestic policy support and structural reforms.

Risk FactorPotential ImpactMitigation Strategy
US Tariffs on Indian GoodsExport drag, sentiment hitGST cuts, domestic demand boost
Geopolitical UncertaintyFPI outflows, volatilityStable macro, low beta market
Oil Price FluctuationsInflation, trade deficitEnergy transition, diversified sourcing
Global SlowdownExternal demand weakeningFocus on internal consumption

India’s resilience, supported by a functioning democracy and rising entrepreneurial class, remains a key anchor for long-term growth.

📌 Conclusion

Morgan Stanley’s Ridham Desai has reaffirmed his conviction that India’s growth story is far from over. With structural reforms, macro stability, and rising private sector demand, India is poised to deliver strong earnings and market performance. As global investors remain cautious, Desai’s bullish thesis offers a compelling counter-narrative—one that sees India not just as a safe haven, but as a growth engine for the next decade.

Disclaimer: This article is based on publicly available investment research and market commentary as of September 2, 2025. It is intended for informational purposes only and does not constitute financial advice or investment recommendations.

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