India Banking – SRK Analytics

India’s IT and Banking Wage Slowdown Triggers Credit Stress and Consumption Concerns

Slowing IT and banking wages in India are fueling credit stress and threatening retail consumption, signaling a major shift for urban borrowers.

Prasenjit Bhowmik July 24, 2026

Business Insights

Supreme Court Upholds PMC Bank Merger with Unity Small Finance Bank, Validating RBI Reconstruction Plan

The Supreme Court has cleared the merger of troubled PMC Bank with Unity Small Finance Bank to protect depositors and restore banking stability.

Prasenjit Bhowmik July 13, 2026

Business Insights

The Bureaucratic Shift: Examining Leadership Trends in India’s Private Banking Sector

Discover how India's private banks are strategically appointing former bureaucrats to leadership roles, signaling a new era of regulatory focus and governance.

Prasenjit Bhowmik June 30, 2026