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Financial Planning

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Loving mother embraces her daughter with Down syndrome, showcasing affection and happiness.
Posted inMarket

How to Protect a Loved One With Severe Mental Illness in Your Estate Plan

Learn essential estate planning strategies to protect a grandchild or relative with severe mental illness and secure their long-term financial future.
Posted by Prasenjit Bhowmik September 22, 2026
Senior couple using a credit card while shopping online at home.
Posted inMarket

Should a 68-Year-Old Use Retirement Savings to Buy a Home with a Mortgage?

Explore the financial implications and expert considerations for using 401(k) funds to purchase residential real estate at age 68.
Posted by Prasenjit Bhowmik September 14, 2026
Wooden alphabet tiles spelling 'GOALS' on a grid background, symbolizing aspirations.
Posted inEmerging Market

Goals Are the New Blueprint for Portfolio Construction

Discover how goal-based investing is transforming modern portfolio construction, shifting the focus from benchmark chasing to achieving personal financial milestones.
Posted by Prasenjit Bhowmik September 13, 2026
Elderly man with mustache riding a vintage scooter outdoors on a sunny day.
Posted inEmerging Market

Can a Delhi Couple Retire Early With 85 Lakh Savings and Rental Income?

Explore whether a Delhi couple earning 1.72 lakh monthly with 85 lakh savings and two rental flats can achieve early retirement.
Posted by Prasenjit Bhowmik September 6, 2026
Close-up of US dollar banknotes with a $10,000 money band, ideal for finance and investment themes.
Posted inMarket

How to Manage a 10 Million Dollar Fortune for Philanthropy and Retirement

Discover expert strategies for managing a 10 million dollar fortune at age 74, focusing on philanthropic goals, debt-free living, and estate planning.
Posted by Prasenjit Bhowmik September 5, 2026
Overhead view of coins, sticky notes with tax symbols, and a hand on a desk.
Posted inMarket

Minimizing Retirement Taxes With a 2.3 Million Nest Egg Across States

Learn how to minimize taxes in retirement with a 2.3 million nest egg while maintaining homes in Florida and New England through strategic timing.
Posted by Prasenjit Bhowmik September 4, 2026
The Power of Compounding: How a ₹15,000 Monthly SIP Can Build a ₹5 Crore Wealth Corpus
Posted inEconomy

The Power of Compounding: How a ₹15,000 Monthly SIP Can Build a ₹5 Crore Wealth Corpus

In an era of rising inflation and shifting economic landscapes, achieving long-term financial independence has become a primary goal for retail investors. Among various investment vehicles, the Systematic Investment Plan…
Posted by Prasenjit Bhowmik August 8, 2026
Navigating Capital Gains Reporting: Essential Guide for ITR Filing in AY 2026-27
Posted inEconomy

Navigating Capital Gains Reporting: Essential Guide for ITR Filing in AY 2026-27

As the financial landscape evolves, taxpayers across India are preparing to navigate the complexities of the upcoming Assessment Year (AY) 2026-27. The Income Tax Department has signaled a heightened focus…
Posted by Prasenjit Bhowmik July 31, 2026
EPFO Streamlines Death Claim Process: A Complete Guide for Nominees and Legal Heirs
Posted inEconomy

EPFO Streamlines Death Claim Process: A Complete Guide for Nominees and Legal Heirs

Nominees and legal heirs of deceased Employees' Provident Fund Organisation (EPFO) subscribers across India can now access streamlined settlement procedures to claim accumulated provident fund savings, pension benefits, and life…
Posted by Prasenjit Bhowmik July 25, 2026
Fidelity Projects Retiree Healthcare Costs to Surge to $185,500, Highlighting Medicare Gaps
Posted inEconomy

Fidelity Projects Retiree Healthcare Costs to Surge to $185,500, Highlighting Medicare Gaps

Prepare for rising retirement medical costs with Fidelity's latest estimate, exposing major out-of-pocket gaps in Medicare coverage.
Posted by Prasenjit Bhowmik July 23, 2026

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