Digital Banking – SRK Analytics

India’s Credit Revolution: Women, Youth, and Non-Metro Towns Drive Unprecedented Loan Growth

India is experiencing a massive transformation in its retail credit landscape, driven by an unprecedented surge in demand from women, younger consumers, and residents of non-metro regions. According to official…

Prasenjit Bhowmik August 3, 2026

Business Insights

Revolut Secures Australian Banking License to Challenge Traditional Lenders

London-headquartered fintech giant Revolut has officially secured a banking license in Australia, marking a pivotal expansion of its global footprint as it prepares to roll out government-guaranteed savings accounts and…

Prasenjit Bhowmik July 21, 2026

Emerging Market

Klarna Seeks U.S. Bank Charter in Strategic Shift Toward Traditional Banking

Klarna is pursuing a U.S. bank charter, marking a strategic shift from BNPL to traditional banking to diversify revenue and reduce third-party reliance.

Prasenjit Bhowmik July 6, 2026

Economy

EPFO 3.0: UPI and ATM Withdrawal Upgrades Set to Transform Retirement Savings Access

Revolutionizing Provident Fund AccessibilityThe Employees' Provident Fund Organisation (EPFO) is set to launch its 'EPFO 3.0' digital platform, introducing UPI-based withdrawals and specialized ATM access for millions of subscribers across…

Prasenjit Bhowmik June 29, 2026

Economy

Upcoming Bank Holiday Schedule: What Customers Need to Know for Late June and Early July

Major financial institutions across India, including the State Bank of India (SBI) and HDFC Bank, will observe limited operational days between June 29 and July 5, as a bank holiday…

Prasenjit Bhowmik June 28, 2026

Economy

Bank Operations Across India Halted for Fourth Saturday Holiday

Nationwide Bank ClosuresPublic and private banks across India have suspended physical branch operations today, June 27, in observance of the fourth Saturday of the month. According to the Reserve Bank…

Prasenjit Bhowmik June 27, 2026