Personal Finance – Page 4

Kisan Vikas Patra Interest Rates Maintained: Investment Maturity Set at 115 Months

The Indian government has officially confirmed that the interest rate for the Kisan Vikas Patra (KVP) scheme will remain steady at 7.5% for the July-September quarter of the current fiscal…

Prasenjit Bhowmik July 7, 2026

Economy

Social Security Administration Initiates July Payment Cycle for Millions of Retirees

The Social Security Administration (SSA) began its July distribution cycle on July 8, issuing retirement benefit checks to millions of eligible Americans across the country. These payments, which are scheduled…

Prasenjit Bhowmik July 7, 2026

Economy

Senior Citizen FD Rates July 2026: Navigating High-Yield Fixed Deposit Opportunities

Discover top FD rates for Indian seniors in July 2026, reaching 8.50%, and secure your retirement with high-yield fixed deposit opportunities.

Prasenjit Bhowmik July 6, 2026

Economy

Tax Credit Mismatches: How to Protect Your Refund and Prevent Compliance Issues

Avoid refund delays and compliance issues by understanding tax credit mismatches and how to reconcile your ITR with tax department records.

Prasenjit Bhowmik July 6, 2026

Economy

Navigating Mutual Fund Cut-off Timings: Understanding NAV Allocation Rules

Investors frequently encounter confusion regarding mutual fund Net Asset Value (NAV) allocation, often assuming that a transaction initiated before the close of business guarantees that day's price. In reality, regulatory…

Prasenjit Bhowmik July 5, 2026

Economy

Investor Access to International Mutual Funds Shrinks as Limits Persist

Indian investors seeking to diversify their portfolios through international mutual funds face significant constraints, as only 12 schemes currently accept fresh Systematic Investment Plan (SIP) inflows. This limitation follows a…

Prasenjit Bhowmik July 5, 2026

Economy

Gold Loan Market Surges as Average Ticket Size Hits Record Highs in India

Record Growth in Gold-Backed FinancingGold loans in India have witnessed a dramatic expansion throughout the 2026 fiscal year, as soaring global gold prices incentivize consumers and small business owners to…

Prasenjit Bhowmik July 5, 2026

Economy

Tax Implications of Early EPF Withdrawals: A Guide for ITR 2026

Understand the tax implications of early EPF withdrawals for ITR 2026 and learn how to report them correctly to avoid penalties.

Prasenjit Bhowmik July 4, 2026

Economy

The Path to Financial Health: Strategies for Elevating Your Credit Score

Financial experts and credit bureaus report that consumers can bridge the gap between a 600 and a 750 credit score by adopting disciplined repayment habits and maintaining low credit utilization…

Prasenjit Bhowmik July 4, 2026

Economy

ITR Filing 2026: New Reporting Provisions for Exempt Income Introduced

The Indian Income Tax Department has introduced a critical update to the Income Tax Return (ITR) forms for the 2026 assessment cycle, specifically addressing the reporting of tax-exempt receipts. Taxpayers…

Prasenjit Bhowmik July 4, 2026